Credit Counseling Agency Helps Consumers Live Healthier While Becoming Financially Fit

Credit Counseling Agency Helps Consumers Live Healthier While Becoming Financially Fit

Agencies offering CareOne Credit Counseling Services (www. CareOneCredit. com), are offering a collection of free tips and advice on how consumers can stay in shape this season while saving money on working out.

Baltimore, MD (PRWEB) October 7, 2008

Why not start on New Year's resolutions early this year? By focusing on fitness this fall, consumers can not only help fend off cold weather weight gain, but become more financially fit as well. People can do more than just save money in the short-term with inexpensive exercise options - a healthier body also equals longer-term savings through lower medical costs. Providers of CareOne Credit Counseling Services (http://www. careonecredit. com) are releasing a series of financial fitness tips to help consumers keep their weight and health under control now, while also maintaining a healthy budget over time.

"Rather than waiting until early next year to make a commitment to improving both their physical and financial health, consumers should think about doing that right now," says CareOne Credit Counseling Services Spokesperson Clarky Davis. "Between the stress of the holidays and the inclination to spend more time inside during colder weather, motivation won't be at its highest levels in as little as a few weeks. By committing to inexpensive fitness routines now, people can save a bundle of money that could go towards decreasing debts or be put into savings."

CareOneCredit. com features a "tip jar" full of FreedomPointers from CareOne agencies as well as from visitors to the site. Tips on exercising financial freedom while staying fit, healthy, and happy include:

1. Home Workouts - Gyms and fancy equipment aren't requirements for getting, or staying, in shape. A family walk around the neighborhood, exercise videos (http://www. careonecredit. com/Tips/exercise-videos-92.aspx), and even housework can all be a part of an effective and inexpensive exercise routine.

2. Second-Hand Fitness Equipment - For those individuals who prefer working out with equipment, whether anything from a weight bench to an exercise bike, there's no reason to pay full price. Second-hand exercise equipment (http://www. careonecredit. com/Tips/buy-second-hand-exercise-equipment-88.aspx) can easily be found these days at late-season yard sales, local classifieds, or even online classified sites for far less money than new equipment.

3. Gym Membership Deals - If someone really can't seem to stay motivated without the social atmosphere of working out in a gym, they can attempt to get a discounted gym membership through a bulk deal with co-workers. The company may be able to secure a discounted rate due to the fact that they're referring a large number of prospective clients to the gym. Another option to save money on gym memberships (http://www. careonecredit. com/Tips/discount-health-club-membership-93.aspx) is to check with health insurance providers - some offer full or partial reimbursements as a "reward" for the insured taking an active role in minimizing their health risks.

Beyond saving money right now, by making healthier lifestyle choices consumers can save money throughout the course of their lives. Healthier individuals may pay less for health insurance premiums, have fewer doctor visits, have less of a need for long-term care in later years, and even pay lower premiums on life insurance.

About CareOne Credit Counseling Services
CareOne Credit Counseling Services is a service mark of 3C Incorporated. CareOne agencies are industry leaders committed to providing consumers with education and debt management services related to improving and maintaining their financial health. CareOne agencies have helped over 4.5 million people pay down debts through their solid relationships with over 220,000 creditors.

For more information about CareOne Credit Counseling Services, please visit www. CareOneCredit. com, or contact Clarky Davis at (410) 925-9769.

Contact:
Clarky Davis
CareOne Credit Counseling Services
8930 Stanford Blvd.
Columbia, MD 21045
Phone: (410) 925-9769
Email: cdavis@careonecredit. com
Web: www. CareOneCredit. com

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Body Worlds and The Story of the Brain teams with the Marriott Coronado Island Resort for a New Hotel Package

Body Worlds and The Story of the Brain teams with the Marriott Coronado Island Resort for a New Hotel Package

From Wed., March 5 - Oct 4, 2009 Witness the Magic of Body Worlds and The Brain and Stay at the Marriott Coronado, CA Hotel for a Special Rate

San Diego, CA (PRWEB) August 5, 2009

Body Worlds & The Brain -- Our Three Pound Gem has partnered with the Marriott Coronado Island Resort & Spa (http://www. marriott. com/hotels/travel/sanci-coronado-island-marriott-resort-and-spa/) to offer a special hotel package to experience Brain Glow -- A Week of Brain Exploration at the San Diego Natural History Museum. The Coronado Island Marriott Resort & Spa is offering an inclusive Coronado Hotel Deal (http://www. marriott. com/hotels/hotel-deals/sanci-coronado-island-marriott-resort-and-spa/) during this event including:
Deluxe room accommodations $30 food and beverage Coronado, CA hotel credit Complimentary self-parking $5 discount coupon off adult ticket (limit four) A portion of the proceeds donated to CALBIA (California Chapter of the Brain Injury Association of America serving millions of Americans living with traumatic brain injuries.) For accommodations visit http://www. marriott. com/hotels/travel/sanci-coronado-island-marriott-resort-and-spa/ (http://www. marriott. com/hotels/travel/sanci-coronado-island-marriott-resort-and-spa/)] and enter the promotional code "P53" when booking your Coronado, CA Hotel reservations.

During this week-long event, the Mystical Arts of Tibet, performed by Tibetan Lamas from Drepung Loseling Monastery, will construct a Mandala sand painting and perform special opening and closing ceremonies during its five-day construction process in the atrium of the Museum.

Additional events during the week include Take-a-Breath Lunchtime Meditations lead by senior students of the Vajrarupini Buddhist Center and a lecture by renowned neuroscientist William C. Mobley, M. D., Ph. D., head of the Department of Neurosciences at UCSD and recent director of the Neuroscience Institute at Stanford University.

The Mandala sand painting, a 2,500-year-old Tantric Buddhist healing practice, is an ancient ritual, conducted by 10 monks. The monks will construct the iconic Green Tara Mandala, which Buddhists believe can lead to personal and planetary healing during times of uncertainty and economic crises.

From all the artistic traditions of Tantric Buddhism, that of painting with colored sand ranks as one of the most unique and exquisite. Millions of grains of sand are painstakingly laid into place on a flat platform over a period of days or weeks to form the image of a Mandala.

To date the monks have created Mandala sand paintings in more than 100 museums, art centers, and colleges and universities in the United States and Europe.

About Marriott Coronado Island Resort (http://www. marriott. com/hotels/travel/sanci-coronado-island-marriott-resort-and-spa/)
Marriott Coronado Island Resort (http://www. marriott. com/hotels/travel/sanci-coronado-island-marriott-resort-and-spa/), just across the Bay from downtown San Diego, offers a comfortable atmosphere to restore the balance of life. Our Coronado, CA resort hotel features a health spa, swimming pool with breathtaking views of the San Diego skyline, and relaxation areas throughout the property where you can rejuvenate. Experience a unique hotel in Coronado, California, far removed from everything, yet conveniently close to downtown San Diego. For more information please visit the Coronado, CA hotel's website at: http://www. marriott. com/hotels/travel/sanci-coronado-island-marriott-resort-and-spa/ (http://www. marriott. com/hotels/travel/sanci-coronado-island-marriott-resort-and-spa/)]

About Gunther von Hagens' BODY WORLDS
Dr. Gunther von Hagens invented Plastination in 1977, in an effort to improve the education of medical students. He created the BODY WORLDS exhibitions to bring anatomy to the public.

The organs and whole-body plastinates in the exhibition derive from people who have, in their lifetime, generously donated their bodies for Plastination, to specifically educate future generations about health. More than 9,000 donors including more than 900 Americans have bequeathed their bodies to von Hagens' Institute for Plastination in Heidelberg, Germany.

For more information on BODY WORLDS, please visit, www. bodyworlds. com.

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Good Things Come in Three's: WatchMojo. com Surpasses 33,333,333 Video Streams

Good Things Come in Three's: WatchMojo. com Surpasses 33,333,333 Video Streams

Through a series of partnerships, WatchMojo. com streams over 33 millions videos to become one of the largest and most popular video producers online, with a library of 5,000 1 to 3 minute videos covering Automotive, Education, Fashion, Film, Food, Health, Music, Politics & Economy, Space, Sports, Technology, Travel and Video Game categories, syndicated across hundreds of sites, including YouTube, MySpace, Hulu, and many more.

Montreal, Canada (PRWEB) November 4, 2008

WatchMojo. com (www. watchmojo. com) served its 33,333,333rd million video in October 2008, becoming one of the most popular video producers online. It took the company two and a half years to reach the milestone. To put the 33 million figure into perspective:
Gone with the Wind, To Kill a Mockingbird and One Hundred Years of Solitude have all sold 30 million copies since being published in 1936, 1960 and 1967 respectively. Nintendo has sold 30 million Wii consoles since 2006. The Grand Theft Auto video game series have sold 30 million copies since launching in 1997. The average Friends or Seinfeld episode and the finales of American Idol garnered around 30 million viewers each. Each year at baseball stadiums, 30 million hot dogs are eaten. Each week, 30 million people visit Starbucks. Canada, Uganda, Morocco and Algeria each have just over 30 million inhabitants. In terms of new media companies, the figure ranks WatchMojo. com amongst the top video creators on the Web. Interestingly, less than 5% of those streams have been served on the WatchMojo. com property, the vast majority have been generated on the company's syndication network, which includes some of the most trafficked video destinations online, including YouTube, MySpace, Hulu and many others.

YouTube, whom the company partnered with in early 2006, has generated 45% of the company's total streams; the popular video destination acquired by YouTube in 2007 generates over 5 billion streams each month. The rest is splintered across hundreds of destinations.

Offline, the company's out-of-home digital network market reaches nearly 15 million unique consumers each month (or 26 million duplicated) across 1,500 digital screens in North America, according to Nielsen's measurements.

WatchMojo. com's content consists of 5,000 professionally-produced, ad-friendly premium videos on Automotive, Education, Fashion, Film, Food, Health, Music, Politics & Economy, Space, Sports, Technology, Travel and Video Game categories.

Through a mix of advertising revenue share partnerships and licensing agreements, WatchMojo. com has also managed to develop a business model in the otherwise murky landscape of online video, where user-generated content generates the vast majority of video streams but has thus far failed to win over advertisers.

The company is now adapting its vast collection of 1 to 3 minute video clips into programming for television and cable networks who have all been hit hard by the continued shift of consumers to the Web and the slowing economy, as well as starting to offer marketers product placement and integration opportunities.

To learn more, visit WatchMojo. com

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Designer Whey To Go Publix with America's #1 Selling Protein

Designer Whey To Go Publix with America's #1 Selling Protein

More than 900 Publix Stores to carry Designer Whey® Protein products.

Carlsbad, CA (PRWEB) April 29, 2008

Next Proteins Inc., the innovative creator of the #1 selling* Designer Whey® protein powder has entered into a sales agreement with Publix Super Markets Inc., one of the fastest growing employee owned grocery chains in the United States.

Under the new sales agreement with Publix Super Markets, Designer Whey's one-of-a-kind range of products will now be available to a larger group of consumers in the Southeastern United States. The agreement calls for Designer Whey products to be on shelves in more than 900 Publix Super Market stores. Consumers can now discover great tasting protein powder in the easy-to-use Designer Whey Protein 2GO Paks or in Designer Whey 12.7 ounce canisters for traditional everyday use. Delicious flavors include Designer Whey Chocolate and French Vanilla as well as all natural Aria® Women's Protein in Chocolate and Vanilla varieties.

"Publix Super Markets reach millions of daily consumers and Designer Whey protein products will now be accessible to busy people in those markets, enabling them to embrace a more health conscious lifestyle," said Next Proteins' CEO, David Jenkins, "Designer Whey is changing the way America looks at protein."

Publix Super Markets carrying Designer Whey products in each state:

•Florida - 665
•Georgia - 172
•South Carolina - 41
•Alabama - 30
•Tennessee - 20
For more information on Designer Whey's complete line of protein powders, visit www. designerwhey. com. Also online, learn innovative ways to incorporate protein into current diet plans, meals and discover tasty protein shake recipes.

Consumers or media members looking to try a free sample of Designer Whey protein can log onto www. designerwhey. com/samples (http://www. designerwhey. com/samples).

*Based on AC Nielsen sales monitoring for 52 weeks ending February 23, 2008, Designer Whey brand is #1 in Unit Sales for high protein powder in US-FOOD.

**The current recommended dietary guidelines and practices in the U. S. support the use of dietary protein at levels above 1.5 g per kg of body weight per day or.68g per pound of body weight per day (For example: a 150 lb woman needs 102 grams of protein per day) during weight loss. - Layman, Donald K., Journal of the American College of Nutrition

About Whey Protein & Designer Whey
Whey protein has been called the ultimate functional food. The revolutionary benefit of Designer Whey® products is the utilization of whey, a protein-rich liquid component of milk produced as a by-product of the cheese-making process.

Since 1993, NextProteins has pioneered the manufacture of a full line of branded consumer whey-based products. Next Proteins, Inc. manufactures the industry's best selling protein, Designer Whey®, which powers the company's innovative, great tasting products such as Designer Whey® Protein2GO and Designer Whey Lite & Lean protein powders.

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Shield Launches December Seminars On Selling A Business Successfully

Shield Launches December Seminars On Selling A Business Successfully

Specialist M&A advisors Shield Corporate Finance Ltd are already warming up for a busy Q1 2011, when many business owners will be selling a business. In preparation for this busy period in M&A, Shield encourages business owners to think about value. And more importantly, how to increase it.

(PRWEB) December 11, 2010

Specialist M&A advisors Shield Corporate Finance Ltd are already warming up for a busy Q1 2011, when many business owners will be selling businesses. In preparation for this busy period in M&A, Shield encourages business owners to think about value. And more importantly, how to increase it.

Shield is inviting business owners to attend a free open seminar in London, delivered by Shield’s CEO, Dr David Young, to address this important issue. Read on for a taste of what’s to come…

Selling a business? How to build value in a business prior to sale

Many business owners start their business because they believe they can make more money on their own than they can by working for someone else. And for most entrepreneurs that’s exactly what they do.

But having established a profitable business, stakeholder objectives often get hazy, with no clear end-game. Savvy entrepreneurs know that the easiest path from business owner with a reasonable income, to millionaire, is to start a business, grow it, and sell it.

The key to walking this path successfully is to have an exit strategy and know how to implement it. Put simply, the best exit strategy is to build something buyers want to buy. Get this right and you’ll be well rewarded for all the hard work you have invested in your business.

However, knowing what buyers want from a business is not always clear. After all, how can you really know without asking them? Well, one answer is…go and ask them! And one way to do this is to appoint a professional M&A advisor who understands business and mergers and acquisitions, such as Shield Corporate Finance.

Shield’s Market Testing service is specifically designed to help prospective sellers understand what buyers in their sector want. The outcome of this process enables prospective sellers to engineer their strategy to fulfil acquirers’ needs. The feedback Shield can obtain is gold dust.

Although this is by far the best way to understand what drives value in the minds of buyers, there are some common features which contribute to a business’ value. By focusing on some of the following factors you’ll be sure to boost the value of your business.

1. Go for growth - When it comes to valuing your business, growth is golden. The reason is simple. A buyer can afford to pay more for a business with profits that are growing than for one which is flat; the higher the growth of profits, the higher a buyer's return on investment is going to be.

2. Improve profit margins – Profitability is the most important valuation metric. Buyers will be focusing on your profitability and, in most cases, will use it to value your business by applying a multiplier to the last full year’s reported profits. Do your research to find out what the industry norms are in terms of profit margins, and set the targets for your business higher.

3. Encourage repeat business - Sustainability of revenue and profit streams is something buyers love to see. Firstly, because it gives them comfort that the business has a tangible future. Secondly, because it can provide tremendous credibility to your financial projections. And finally, repeat business is attractive to a buyer because for most businesses the cost of customer acquisition is high and selling to a repeat customer is relatively cheap.

4. Make yourself dispensable – As the owner manager of your business, being dispensable is the cornerstone of a successful exit strategy. However, it is often overlooked when it comes to sale. Most owners decide to sell a business when they want to exit the business. What they don’t realise, often until it comes to negotiations with buyers, is that a buyer will expect the owner manager to stay in the business for a couple of years after the transaction completes. The only way around this perennial issue is to prove to a buyer that the business does not depend on you, by empowering second tier management or by showing how little involvement you have in certain areas of the business, particularly sales and operations.

5. Eliminate Risks – Think about what the risks are for a buyer of your business, and take steps to eliminate them. Such things as key dependencies (employees, customers, suppliers), inadequate contractual and IP protection, exposure to litigation and confidentiality of data should all be considered. Reducing the risks will make your business more attractive and more valuable. Buyers look for risks to play in their favour in negotiations. Pre-emptive risk mitigation will increase the sellers’ ability to push up the price.

6. Be clear on what you are selling – Clarity on what is for sale is crucial in the context of a sale process because that is the ultimate question that buyers will be asking themselves when they are assessing your business. Understanding where the value lies and taking steps to enhance that element of your business will help boost its value.

As specialist sell-side M&A advisors, Shield understand what buyers are looking for in a business. Shield is uniquely placed to help prospective sellers build the value of a business in the run-up to sale. Shield’s Business Improvement Programme is designed to tackle systematically all the valuation issues inherent in any business. This is a process-driven consulting programme that results in value improvements across the board and ultimately enhances the sale price of any business for its owners.

Shield Corporate Finance was founded by David Young in 2001, with a determination to deliver remarkable results for sellers of businesses, in a world of financial advice increasingly biased in favour of acquirers.

This has taken their Merger & Acquisition team into fertile new territory, working with clients for a year or two prior to sale, in order to achieve best possible outcomes.

In addition to considerable expertise and success in handling business sale execution mandates and the commercial aspects of contract negotiations, they deliver unique consultancy services in Business Improvement and Recession-Proofing.

They will guarantee senior professional attention and total confidence throughout the whole the process. Shield works with companies with operating profits of >£500k, and offers a free indication of value if a business fits this criterion.

For more information and advice on selling a business, contact Shield’s Founder & Chief Executive Dr. David Young.

Words: 1,070

Information for Editors:

Web: http://www. sellingabusinessformore. co. uk

UK - London

25 Floral Street, Covent Garden
London, WC2E 9DS

Tel: +44 (0)20 7031 8265
Fax: +44 (0)20 7031 8268

UK - Poole

Sunseeker House, West Quay Road
Poole, BH15 1JF

Tel: +44 (0)1202 330200
Fax: +44 (0)1202 649346
New York
31 Howard Street, Suite 402
New York NY 10013

Asia

Shield Corporate Finance is a firm of independent specialists in growing and selling businesses around the world. Shield offers merger and acquisitions services ranging from preparing businesses for selling, business sale market testing, selling businesses, business valuation, management buyout, acquisitions, commercial negotiation assistance, M&A training.

Shield also offer a business improvement service which includes growing a business; see their Business Improvement Programme and free online business health check.

Shield Corporate Finance was founded by Dr David Young in 2001 and Shield now operates internationally, with offices in London, Poole and New York and representatives in Beijing, San Diego and Johannesburg; and an alliance with Soft Bank in Japan.

The team works in English, German, French, Italian and Mandarin Chinese.

Shield’s industry sector coverage includes;
 Healthcare Sector  TMT Sector (Telecommunications, Media & Technology)  Business Services Sector (recruitment, estate agencies, marketing, accountancy firms, insurance brokerage, office supplies and training)  Financial Services Sector  Travel & Leisure Sector  Industrials Sector (includes manufacturing, light to heavy industry and chemicals)  Property and Construction Sector

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AdECN Appoints Christopher Williams Chief Technology Officer

AdECN Appoints Christopher Williams Chief Technology Officer

Veteran senior technology strategist joins industry's only neutral, auction-based advertising exchange.

Santa Barbara, CA (Vocus) May 8, 2007

AdECN (http://www. adecn. com), Inc. the industry's leading auction-based exchange for the buying and selling of online advertising (http://www. adecn. com), announced today that Christopher Williams has joined the Santa Barbara firm as chief technology officer. Williams will lead the company's technology initiatives, including the ongoing development of its patented exchange platform--the only real-time, per impression, auction based, neutral exchange for online display advertising.

Williams has been a director on AdECN's board since 2004. Prior to joining AdECN full time, he was chief technology officer of Edentify (OTC: EDFY. OB), a leading provider of identity management and fraud detection technology. During his five-year tenure at Edentify, Williams designed and built large scale, real-time databases, primarily for the credit card industry and government agencies.

Previously, Williams was interim chief technology officer of MedUnite, a clearinghouse for healthcare transactions, under a contract with PriceWaterhouseCoopers. He also served in a senior executive capacity with Sarcom/FrontWay, a $1 billion reseller of desktop and network software for e-businesses. As a partner and national director of technology strategy at BDO Seidman, Williams was responsible for consolidating and growing the company's consulting services business. Prior to BDO Seidman, Williams was with Ernst & Young, where he co-authored the company's Object Information Management Methodology and its "Navigator" tool, the first fully-automated web-based Rapid Iterative Design development system.

Williams holds a Bachelor of Science degree in computer engineering, marketing, and finance from the University of Florida.

About AdECN, Inc.
AdECN is the only real-time, auction-based, neutral exchange for buying and selling online display advertising. AdECN, Inc. is a privately held, venture-backed company based in Santa Barbara, California. For more information, visit www. adecn. com or call 805-566-4908.

Contact:
Steve Bonser
Director of Marketing, AdECN
805.566.4908 x140
Steve. bonser(at)adecn. com

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Website Offers ‘Passports to Health’

Website Offers ‘Passports to Health’

Community health program healthyfontana. com recently announced the availability and launch of its passport program. The passports offer a way for users to track their eating and exercise habits in an effort to become healthier.

Fontana, CA (PRWEB) September 25, 2004

Project founder and Fontana City Councilmember Acquanetta Warren says “We are so excited to have these ready for the public. I think these passports will make it fun and easy for anyone who is interested in participating in the Healthy Fontana Program.”

Users can assign their own goals based upon weight, pant/dress size, blood sugar levels, BMI scale or anything they would like to use as a measurement of their individual health. Upon achieving their goal, users can claim a prize at a Healthy Fontana checkpoint, located throughout the Fontana area.

Warren adds “We have been working on the passports for a while, and I am happy to finally get them finished and available to the public, I have had a lot of people asking me for them over the last few months. I think everyone will really like how they turned out.”

Fontana Mayor Mark Nuaimi states “The Healthy Fontana Program and these passports are helping take the city in a great direction. We have tried to make our community more aware of their health by offering parks, walking trails and fitness programs like this one and what we offer at www. fontanarecreation. org.” Nuaimi adds “I think people will like these passports, I think it is a great idea.”

The Healthy Fontana Program was the brain child of Fontana City Council Member Acquanetta Warren. After losing over 40 lbs. herself, she developed the program to encourage others to eat more healthy foods and exercise.

Passports are free can be obtained by visiting the programs website and sending an email request.

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